Sub prime loans are back we can lend up to 90% LTV of your home, even if you had a bankruptcy, foreclosure, deed in lieu of or a short sale.
Here are the basic guidelines.
90% LTV (10% down) 1 day out of a short sale.
80% LTV (20% down) 1 day out of a foreclosure, bankruptcy or deed in lieu of etc.
We do not require any minimum credit score. You can also use alternative documentation for showing your income (24 months bank statements for self-employed people).
Sup prime loans are for purchases & refinances.