Almost all lenders require a 620 credit score to get an FHA mortgage. Most lenders use an automated system to get the customers loan approval (Total Score Card) which runs through DU (Desktop Underwriter) or LP (Loan Prospector).
We can get you a mortgage with a 500 credit score if you have 10% to put down. If you have a 580 credit score we can get you a loan with 3.5%. We offer the Automated approvals (Total Score Card, DU and LP), but we also can do a manual underwrite on your loan. So if you get turned down by the automated systems we can still close on your loan.
If you have any question regarding any of these products please call, text or email me. Barclay Butler. 224-420-9990, firstname.lastname@example.org
Barclay Butler Financial Inc. does FHA, Conv., Jumbo, VA, USDA, Sub-Prime, Bank statement, asset based, Portfolio, and Investor mortgages in Florida, Illinois & North Carolina.