Super Jumbo Mortgages


Are you looking for that Jumbo Loan that banks and other mortgage companies do not offer, we have it.


We do not verify income in the traditional way, We use adjusted growth income, cash flow from business, asset based, and or annuitizing the cash reserves.

Can be used for Purchase, Refinance, and or Construction mortgages.

Rates start below 3.0%

Loan sizes are from $500,000 to $20 million +.

Loan terms are 3/1, 5/1, 7/1, 10/1 ARMS, and 15, 20 and 30 yr fixed.

Qualifications:

Min. credit score 680.
Cash reserves of at least 10% of the loan amount.

 

Primary Home LTV:
80% / to $2,000,000
70/75% to $3,000,000 CLTV
65/70% from $3,500,000 $4,000,000 CLTV
60/70% from $4,000,001 – $5,000,000 CLTV
55/65% from $5,000,001 – $6,000,000
Above $6 million is case by case

Second Home LTV:
85% / to $1,000,000
70/75% $3,000,000 CLTV
75% from $1,000,000 $1,500,000 CLTV
65% from $1,000,000 – $1,500,000 with Cash Out
65/70% from $1,500,000 – $2,000,000 CLTV

Max Cash out on 2nd homes is 350,000.

 


 

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